American Express Business Gold Rewards Now Earns 4 Points Per Dollar in 2 Spending Categories

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The American Express® Business Gold Card has just gotten a refresh after four years and now earns points faster.

I frequently argue that you should never earn just one point per dollar. And several American Express cards bonus various kinds of spending to help you avoid that. For instance,

  • American Express® Gold Card earns 4 points per dollar at US restaurants and on up to $25,000 in purchases per year at US supermarkets, as well as 3 points on flights booked directly with airlines or on
  • The The Platinum Card® from American Express earns 5 points per dollar on flights booked directly with airlines or at and the Business Platinum® Card from American Express earns 1.5 points per dollar on each eligible purchase of $5,000 or more up to 1 million additional points per year and 5 Membership Rewards points per dollar spent on flights and prepaid hotels on

American Express® Business Gold Card now has two spending categories which earn four points per dollar. And the cool thing is that those two categories will be the ones you spend the most in (on up to $150,000 spend per year — this is another improvement, the old limit on 3x earn was $100k) out of:

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping
  • U.S. computer hardware, software, and cloud computing purchases made directly from select providers.

You’ll receive a 25% rebate on points after you redeem for an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.

Of course I prefer all of the options to transfer Membership Rewards points to airline miles:

  • Star Alliance: Aeroplan, ANA, Singapore, LifeMiles
  • oneworld: AsiaMiles, British Airways, Iberia
  • SkyTeam: Aeromexico, Alitalia, Air France KLM, Delta
  • Non-alliance: Etihad, Emirates, El Al, Hawaiian, JetBlue, Aer Lingus, Virgin Atlantic
  • Hotels: Choice, Hilton, Starwood (soon to be Marriott)

The real winner here is ANA for its really great Star Alliance award chart — sure they require roundtrip bookings, but nothing wrong with a throwaway Tokyo – Honolulu coach return segment when booking first class US-Asia.

Etihad, Singapore, and Air France KLM have really useful spots though all participate with other transferable currencies. Etihad lets you book American Airlines awards at American’s pre-devaluation miles pricing. Singapore and Air France offer lots more award space to people using their miles instead of partner points.

Hawaiian is useful for booking their own metal flights to Hawaii, especially now that you can no longer use American miles to fly between the mainland and Hawaii on Hawaiian.

Finally the American Express® Business Gold Card offers you up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard.

The card’s annual fee is $295, and while you can earn 600,000 points per year just in 4x bonus categories there’s not currently an initial bonus offer.